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Pass the AHIP Certification AHM-250 Questions and answers with ExamsMirror

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Viewing questions 21-30 out of questions
Questions # 21:

Ashley Martin is covered by a managed healthcare plan that specifies a $300 deductible and includes a 30% coinsurance provision for all healthcare obtained outside the plan’s network of providers. In 1998, Ms. Martin became ill while she was on vacation,

Options:

A.

$300

B.

$510

C.

$600

D.

$810

Questions # 22:

After a somewhat modest start in 2004, enrollment in HSA-related health plans more than tripled in 2005, making them today’s fastest growing type of CDHP. As of January 2006, enrollment in HSAs had reached nearly:

Options:

A.

1.2 million

B.

2.2 million

C.

3.2 million

D.

4.2 million

Questions # 23:

An exclusive provider organization (EPO) operates much like a PPO. However, one difference between an EPO and a PPO is that an EPO

Options:

A.

Is regulated under federal HMO legislation

B.

Generally provides no benefits for out-of-network care

C.

Has no provider network of physicians

D.

Is not subject to state insurance laws

Questions # 24:

Dr. Milton Ware, a physician in the Riverside MCO's network of providers, is reimbursed under a fee schedule arrangement for medical services he provides to Riverside members. Dr. Ware's provider contract with Riverside contains a typical no-balance billi

Options:

A.

prevent Dr. Ware from requiring a Riverside member to pay any coinsurance, copayment, or deductibles that the member would normally pay under Riverside's plan

B.

require Dr. Ware to accept the amount that Riverside pays for medical services as payment in full and not to bill plan members for additional amounts

C.

prevent Dr. Ware from seeking compensation from patients if Riverside fails to compensate him because of the MCO's insolvency

D.

prevent Dr. Ware from billing a Riverside member for medical services that are not included in Riverside's plan

Questions # 25:

Dr. Samuel Aldridge's provider contract with the Badger Health Plan includes a typical due process clause. The primary purpose of this clause is to:

Options:

A.

State that Dr. Aldridge's provider contract with Badger will automatically terminate if he loses his medical license or hospital privileges.

B.

Specify a time period during which the party that breaches the provider contract must remedy the problem in order to avoid termination of the contract.

C.

Give Dr. Aldridge the right to appeal Badger's decision if he is terminated with cause from Badger's provider network.

D.

Specify that Badger can terminate this provider contract without providing a reason, but only if Badger gives Dr. Aldridge at least 90-days' notice of its intent to terminate the contract.

Questions # 26:

Identify the CORRECT statement(s):

(A) Smaller the group, the more likely it is that the group will experience losses similar to the average rate of loss that was predicted.

(B) Gender of the group's participants has no effect on the likelihood of loss.

Options:

A.

All of the listed options

B.

B & C

C.

None of the listed options

D.

A & C

Questions # 27:

Amendments to the HMO act 1973 do not permit federally qualified HMO’s to use

Options:

A.

Retrospective experience rating

B.

Adjusted community rating

C.

Community rating by class

D.

Community rating

Questions # 28:

All CDHP products provide federal tax advantages while allowing consumers to save money for their healthcare.

Options:

A.

True

B.

False

Questions # 29:

An HMO that combines characteristics of two or more HMO models is sometimes referred to as a

Options:

A.

Network model HMO

B.

Group model HMO

C.

Staff model HMO

D.

Mixed model HMO

Questions # 30:

The following statements describe two types, or models, of HMOs:

The Quest HMO has contracted with only one multi-specialty group of physicians. These physicians are employees of the group practice, have an equity interest in the practice, and provide

Options:

A.

A captive group a staff model

B.

A captive group a network model

C.

An independent group a network model

D.

An independent group a staff model

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